Getting the best from life & disability insurance for you |
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Looking after what's importantYou work hard to create a good life for your family, so you need the freedom to enjoy life without worrying about the 'what ifs'.That's where life insurance can help. Download our Life and Disability Insurance flyerYour family's needs are unique, your insurance should be tooLife insurance is not a one size fits all product. By working with an experienced and licensed life broker, like Mackellar, you'll achieve the cover that exactly meets your needs: no more, no less.We'll keep in touch at least once a year to make sure you're aware of any changes that might benefit you, like reduced premiums. Key insurance products that might be suitableLife CoverThis provides a lump sum payment in the unfortunate event of death.Income ProtectionThis usually pays a monthly benefit as a percentage of your usual income if you have an accident, illness or major trauma. It's designed to ensure you can still pay your mortgage and other living expenses if you can't work.Trauma (Critical Illness)This pays a lump sum if you are diagnosed with a critical illness. Most major illnesses can be covered, including cancer, heart attack and stroke. It provides financial support when you need it most.Total and Permanent Disability (TPD)This offers a lump sum or regular payments if you are injured or become ill and are no longer able to earn an income. It means you don't have the added stress of financial worries in difficult times.Funeral expensesA death in the family is an emotionally challenging time, without the stress of covering funeral costs, unpaid bills and other expenses. This cover provides an immediate lump sum to ease the financial burden.Recommendation for financial adviceWe don't provide advice on your investments, but we can direct you to professionals that we trust to look after you. We don't take any commission or fee for these referrals so any recommendation we make are completely impartial. |
All about peopleLife insurance is about lookingafter people, so it needs careful consideration and the human touch. We'll meet with you in person and listen to your needs. |
Tuned into your lifeOur personalised serviceand regular follow-ups mean your policy will always keep up with your changing life. |
Everything you need, nothing you don'tWe'll design specificinsurance cover for the most cost effective way of meeting your needs. |
On your sideYour interestscome first, always - even if that means saying insurance cover isn't the best way of meeting your needs. |
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