Getting the best from life & disability
insurance for you
 
 

Looking after what's important

You work hard to create a good life for your family, so you need the freedom to enjoy life without worrying about the 'what ifs'.

That's where life insurance can help.

Download our Life and Disability Insurance flyer

Your family's needs are unique, your insurance should be too

Life insurance is not a one size fits all product. By working with an experienced and licensed life broker, like Mackellar, you'll achieve the cover that exactly meets your needs: no more, no less.

We'll keep in touch at least once a year to make sure you're aware of any changes that might benefit you, like reduced premiums.


Key insurance products that might be suitable

Life Cover

This provides a lump sum payment in the unfortunate event of death.

Income Protection

This usually pays a monthly benefit as a percentage of your usual income if you have an accident, illness or major trauma. It's designed to ensure you can still pay your mortgage and other living expenses if you can't work.

Trauma (Critical Illness)

This pays a lump sum if you are diagnosed with a critical illness. Most major illnesses can be covered, including cancer, heart attack and stroke. It provides financial support when you need it most.

Total and Permanent Disability (TPD)

This offers a lump sum or regular payments if you are injured or become ill and are no longer able to earn an income. It means you don't have the added stress of financial worries in difficult times.

Funeral expenses

A death in the family is an emotionally challenging time, without the stress of covering funeral costs, unpaid bills and other expenses. This cover provides an immediate lump sum to ease the financial burden.

Recommendation for financial advice

We don't provide advice on your investments, but we can direct you to professionals that we trust to look after you. We don't take any commission or fee for these referrals so any recommendation we make are completely impartial.

 

All about people

Life insurance is about looking
after people, so it needs careful
consideration and the
human touch. We'll
meet with you in
person and listen to
your needs.
 

Tuned into your life

Our personalised service
and regular follow-ups
mean your
policy will
always keep
up with your
changing life.
 

Everything you need, nothing you don't

We'll design specific
insurance cover for
the most cost
effective way of
meeting your
needs.
 

On your side

Your interests
come first,
always - even if
that means saying
insurance cover isn't
the best way of
meeting your needs.